Use it or lose it!
As you may be aware, this is a mantra in the world of dental insurance. For those who are not, we’re talking about the benefits of maximizing dental insurance benefits before December 31st, when coverage resets and any unused benefits expire.
These final weeks of 2024 are an excellent opportunity for all of us to begin making the most of our dental coverage. By strategically planning your dental visits and treatments before the year ends, you can use your benefits before losing them and minimize future costs.
Here are our top 5 tips for making the most of your dental insurance this winter!
1. Schedule Preventive Care Appointments
Most dental insurance plans cover preventive care, like cleanings and oral exams, at little or no cost. These appointments help maintain oral health by catching potential issues early before they require more costly treatments.
2. Complete Any Outstanding Treatments
If your dentist has recommended a procedure like a filling or crown, now’s the time to act! Finishing these treatments before year-end minimizes your out-of-pocket cost for the care you need.
3. Maximize Annual Maximums
Dental insurance plans typically have an annual maximum amount they will pay within a year. If you’re still under this cap, complete as much treatment as possible to utilize all available funds.
4. Take Advantage of Flexible Spending Accounts (FSAs)
FSA funds usually expire at the end of the year. To make the most of any unspent money, use these funds for dental treatments or accessories like mouthguards.
5. Plan for Next Year’s Coverage
Consult your dentist to plan treatments that may need to be spread across years. Treatments that require multiple visits or significant costs can be split between this year and next to maximize your benefits.
Maximize Your Dental Benefits in Norfolk, MA
If you’re looking for a patient-first dentist in Norfolk, Walpole, Wrentham, or Millis, to help you maximize your dental coverage benefits before the clock strikes 2025, contact Dr. Xi Sun and the friendly and knowledgeable Norfolk County Dental Care team today to schedule an appointment!